Homeownership: How long does it take to become a homeowner in an apartment? Ownership of an apartment takes about 6 months to become a homeowner. This is because you need to apply for, and be approved for, a mortgage.
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Cost: How much does it cost to live in an apartment? According to the National Sleep Foundation, an apartment is typically more expensive than a house. For one, apartments come with more features and amenities, such as air conditioning and cable TV. Additionally, they are often located closer to job or shopping options. In addition, an apartment may also cost a bit more in repairs and replacement costs than a house.
